Through a partnership between TMG The Mortgage Group and Rateplicity Mortgage Corporation, Canadians can access a wide range of U.S. mortgage options tailored to their unique needs.
Here’s how we can help:
Buying U.S. Property
- Financing for vacation homes, investment properties, and short-term rentals
- Lenient qualification options compared to traditional Canadian mortgage requirements
- Interest-only and U.S. dollar-based loan strategies
- Access to 18+ lenders that work with foreign nationals
- Rental income support using tools like AirDNA
Refinancing Existing U.S. Property
- Access your U.S. equity without converting Canadian dollars
- Use funds to purchase additional property, invest, or improve cash flow
- Avoid selling Canadian investments or incurring exchange losses
- Cash-out refinance and interest-only options available
This program is built for Canadians who want to grow or optimize their U.S. real estate portfolio -- while keeping the process simple and fully supported.
If you're ready to explore your options, we're here to help guide you every step of the way.